This survey examines insurance fraud issues including: the acceptability of various activities in which some facts are misrepresented when filling out an auto insurance application or filing a claim, penalties by insurers and courts for various acts, ideas to reduce the number of dishonest claims, claim padding, and fraud in circumstances other than insurance. The survey also addresses public understanding of the workers' compensation system and the likelihood of hiring a lawyer in connection with a workers' compensation claim, acceptability of speeding and effectiveness of driver improvement courses, consumer confidence in the financial stability of a variety of industries, and views on the cost of auto insurance.
Traffic safety issues, including safety equipment (air bags, automatic seat belts, anti-lock brakes, child safety seats, motorcycle helmets), stronger bumpers, speeding and speed limits, alcohol and drugs, trucks and highway safety, motor vehicle records and insurer access to them, cost of auto insurance and actions taken to reduce it, and geographic differences in auto premiums are the focus of this survey. Factors influencing auto purchasing decisions are also examined.
This survey of 1,484 households reports on public attitudes on cost of auto insurance and ideas for reducing it, seat belt laws, attorney advertising and its effect on the number of claims and cost of auto insurance, what's covered by a homeowners policy, and the incidence of claim fraud.
This study focuses on public attitudes regarding the cost of auto insurance, higher speed limits, drinking and driving behavior, collision damage waivers in auto rental contracts, proposals to subsidize liability insurance premiums, and shopping for auto insurance. It also continues the Council's tracking of the percentage of households with uninsured vehicles.
Topics addressed in this survey include: fairness of gender-based auto insurance rates, safety standards for minivans and pickup trucks, fairness of the lawsuit system, possible consequences of lawsuits for society and possible steps to reduce their cost, drinking and driving behavior, penalties for drunk driving, liability of hosts for intoxicated guests, and cost of auto insurance.
Included in this survey are various civil justice issues such as the perceptions about frequency and cost of personal injury lawsuits, fairness of the lawsuit system, possible consequences of lawsuits for society and steps to reduce their cost. Also included are drinking and driving behavior, penalties for drunk driving, liability of hosts for intoxicated guests, and cost of auto insurance.
This study focuses on the pubic perceptions of fairness in personal injury lawsuits and the trends in the civil justice system - reasons for more lawsuits regarding personal injuries. It also explores public opinions on drinking and driving behavior, cost of auto insurance, and fairness of gender-based auto insurance rates.
This nationwide survey of U.S. households probes public attitudes toward sale of insurance by various kinds of financial institutions and the steps needed to protect the public from insolvencies of private financial institutions. It also examines how people shop for auto insurance.
In addition to covering many of the auto-related topics probed in the three previous PAM surveys, the 1983 study introduces a number of new topics including public perceptions of homeowners insurance, types of coverage, cost of owning and operating a car, gender-neutral insurance rating factors, and drunk driving.
Topics explored in this third PAM study include: cost of owning and operating a car, perceptions about the cost of auto insurance and auto insurance rating factors, items influencing car purchase decisions, support for drunk driving countermeasures, and extent of accident reporting.