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- Insurance Consumer Insights
- Research Report
Public Opinions on Attorney Involvement in Auto Insurance Claims
Through an online survey of more than 2,000 respondents, this report examines public opinions on attorney involvement in auto insurance claims, updating and expanding the Insurance Research Council's prior research on the subject.
- Insurance Consumer Insights
- Free Resource
Triple-I Insurance Affordability Index In Collaboration with the Insurance Research Council
The Insurance Information Institute (Triple-I) today announced the launch of its Insurance Affordability Index, a new interactive res
- Auto Injury Claims & Trends
- Research Report
Auto Injury Insurance Claims: A Study of Increasing Claim Severity
This study introduces IRC’s new Auto Injury Claims Analytics Database (AICAD), which includes data from nine insurers representing approximately 43 percent of the U.S.
- Auto Injury Claims & Trends
- Free Resource
2025 Year in Review
The IRC served our mission to provide evidence-based analysis on critical insurance policy issues by delivering eight research studies in 2025.
- Auto Injury Claims & Trends
- Free Resource
Personal Auto Insurance: Variations in Affordability (State Rankings) from Key Cost Drivers
The affordability of personal auto insurance is ultimately determined by key underlying cost drivers. The specific factors driving high insurance costs can vary from state to state.
- Property Insurance
- Free Resource
Homeowners Insurance: Variations in Affordability (State Rankings) from Key Cost Drivers
Ultimately, homeowners insurance affordability is determined by the underlying key cost drivers, which must be addressed to improve affordability. The specific factors driving high insurance costs vary from state to state.
- Property Insurance
- Research Report
Rate Regulation in Homeowners Insurance: Comparison of State Systems
This study examines state regulatory environments for homeowners insurance. Key measures of rate regulation are examined countrywide over time, across different regulatory systems, and across states.
- Auto Injury Claims & Trends
- Free Resource
Estimating The Value of Increased Litigation: A Review of Motor Vehicle Tort Cases
This Research Brief summarizes a study conducted in conjunction with the Insurance Information Institute, using civil court data to understand the impact of increased litigation over the ten years from 2014 to 2023.
- Insurance Consumer Insights
- Research Report
Insurance Applications of Aerial Imagery: Survey of Homeowners
This public opinion survey examines homeowner awareness, acceptance, and concerns regarding the use of aerial imagery tools in insurance.