Research

This Research Brief updates homeowners insurance affordability trends through 2022 and provides countrywide projections for 2023 and 2024. State rankings for 2022 are included, along with a visual representation of key cost drivers in each state. 

This Research Brief updates auto insurance affordability trends through 2022 and provides countrywide projections for 2023 and 2024. State rankings for 2022 are included, along with a visual representation of key cost drivers in each state.

This report provides countrywide and state estimates for the prevalence of uninsured and underinsured driving, as well as an examination of several factors that are associated with variations in uninsured motorists (UM) and underinsured motorists (UIM) rates across states, including economic fact

This report explores public opinions and homeowners' experiences with severe weather, including analysis of U.S.

This study examines state regulatory environments for personal auto insurance. Key measures of rate regulation are examined countrywide over time, across different regulatory systems, and across states.

This report examines public opinions on issues of attorney involvement in insurance claims.

Louisiana remains the least affordable states for auto insurance, with premium expenditures as a share of income well above its Southern neighbors and the rest of the U.S.

Georgia’s auto insurance affordability ranking has been deteriorating for several years, with rising claim costs and concerns about increased litigation.

Michigan’s auto insurance affordability ranking has improved in the wake of significant no-fault reforms, but the state continues to be one of the least affordable in the country.