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Uninsured Motorists, 2014 Edition
This study examines trends in the percentage of uninsured motorists by state utilizing uninsured motorists and bodily injury claim frequencies from 2010-2012. The report also produces quantitative estimates by state and over time for the amount of uninsured motorists and total uninsured motorist claim payments.
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The Potential Effects of No Pay, No Play Laws
This study seeks to measure the impact of no pay, no play laws on the percentage of uninsured motorists. It also estimates the costs of noneconomic damages awarded to uninsured motorists in states that have yet to enact such laws. The findings suggest that not only would a properly enforced no pay, no play law result in a moderate decrease in uninsured motorists, it may also reduce auto insurance costs.
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Uninsured Motorists, 2011 Edition
Across the United States, chances are roughly one in seven that a driver is uninsured, according to new estimates from the Insurance Research Council (IRC). The estimated percentage of uninsured motorists declined four straight years before rising to 14.3 percent in 2008 and dropping to 13.8 percent in 2009. The economic downturn is thought to be a major factor in the brief increase.
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Uninsured Motorists - 2008 Edition
Approximately one in six drivers across the United States may be driving uninsured by 2010, according to a recent study from Insurance Research Council (IRC). Although the estimated percentage of uninsured motorists decreased nationally, from 14.9 percent in 2003 to 13.8 percent in 2007, the recent economic downturn is expected to trigger a sharp rise in the uninsured motorist rate. The recently released study, Uninsured Motorists, 2008 Edition, estimates the percentage of uninsured drivers countrywide and by state for the period 2005 to 2007. The IRC estimates the uninsured driver population using a ratio of insurance claims made by individuals who were injured by uninsured drivers to claims made by individuals who were injured by insured drivers. The study contains recent statistics by state on uninsured motorists claim frequency, bodily injury liability claim frequency, and the ratio of uninsured motorists to bodily injury claim frequencies.
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Uninsured Motorists 2006
This study examines trends in the percentage of uninsured motorists in each state based on uninsured motorists and bodily injury claim frequencies from 1999 to 2004. City-level data were also analyzed in six states.
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Uninsured Motorists 2000 Edition
Uninsured Motorists 2000 Edition updates a 1999 report with two additional years of data. It contains state and national statistics on uninsured motorist claim frequency, bodily injury claim frequency, and the ratio of uninsured motorist to bodily injury claim frequencies over time.
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Uninsured Motorists - 1999 Edition
This study examines the extent of the uninsured motorist problem on a state-by-state basis, types and effectiveness of laws that encourage financial responsibility of vehicle owners, and the provisions of Uninsured Motorists laws affecting claim frequencies and coverage costs.
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Uninsured Motorists (1989)
This report examines the extent of the uninsured motorist problem on a state-by-state basis, the types of laws in effect to encourage financial responsibility of vehicle owners, the effectiveness of these laws, and the provisions of Uninsured Motorist and Underinsured Motorist laws that affect claim frequencies and the cost of those coverages.
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Uninsured Motorist: Facts & Figures (1984)
This study pulls together available statistics on uninsured and hit-and-run motorists countrywide and on a state-by-state basis. It includes information on the historical development of the uninsured motorist coverage, characteristics of uninsured motorists, estimates of the size of the uninsured motorists problem by state, and on state laws pertaining to uninsured and underinsured motorists.
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